Currency Converter
Convert between 30+ world currencies with live exchange rates (USD, EUR, GBP, JPY, INR and more). See the rate, inverse, and popular pairs.
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How accurate are these rates? Rates come from the European Central Bank via the free Frankfurter API and reflect the daily reference rate. They are mid-market rates — banks and card networks typically add a 1–3% margin, so your actual transaction may differ.
How often do rates update? The ECB publishes reference rates once per business day (around 16:00 CET). Weekends and holidays show the last published rate.
Is my data sent anywhere? No. The conversion runs in your browser; only the public rate table is fetched. Nothing you type is stored or transmitted.
A currency converter changes an amount from one currency into another using the current exchange rate, and shows the rate and its inverse so you can sanity-check the result.
Enter an amount, pick the currencies you are converting from and to, and the tool returns the converted value along with the rate used and popular pairs.
Exchange rates move constantly, and the rate you see quoted (the mid-market rate) is usually better than what a bank or card gives you after its markup, which is worth knowing before you exchange money.
How this calculator works
Conversion is a single multiplication: the amount in the source currency times the exchange rate gives the amount in the target currency. If 1 USD equals 0.92 EUR, then 100 USD is 100 x 0.92 = 92 EUR. The inverse rate (here 1 EUR = about 1.087 USD) converts the other direction. Quoted rates are typically the mid-market rate, the midpoint between buy and sell prices in the global market. Banks, cards, and exchange bureaus add a spread or fee on top, so the effective rate you receive when moving real money is usually a bit worse than the quoted one.
What affects the number
- The exchange rate itself changes continuously with global currency markets.
- The mid-market rate is the benchmark; providers add a markup or spread you actually pay.
- Fees, whether flat or a percentage, further reduce what you receive.
- Card and ATM foreign-transaction fees apply on top of the rate abroad.
- Rate volatility means a quote can move between when you see it and when you transact.
- Weekend and holiday rates may be stale, since major markets are closed.
Frequently asked questions
How do I convert one currency to another?
Multiply the amount by the exchange rate from the source to the target currency. For 200 USD at a rate of 0.92 EUR per USD, you get 184 EUR. The calculator does this and also shows the inverse rate for the reverse direction.
What is the mid-market rate?
The mid-market rate is the midpoint between the buying and selling prices of a currency in the global market, and it is the rate usually quoted online. It is the fairest reference, though banks and exchanges add a margin, so you rarely get exactly that rate.
Why does my bank give a worse rate?
Banks, cards, and exchange bureaus add a spread or fee to the mid-market rate as their profit, so the effective rate you receive is a bit less favorable. Comparing providers and using low-fee options can save money on larger exchanges.
Do exchange rates change on weekends?
The main currency markets are closed on weekends, so rates are largely static until they reopen. Quotes you see may be the last available rate, and they can move once trading resumes, especially after weekend news.
This calculator provides general estimates for educational purposes only and is not financial, medical, legal, or tax advice. Your actual results depend on your specific situation and current rates.