Kentucky Paycheck Calculator
Estimate your Kentucky take-home pay after federal tax, Kentucky state tax, Social Security and Medicare. Free, instant, no signup.
Take-home (annual)
$58,149
$2,236 per biweekly paycheck · $4,846/mo
Kentucky payroll tax snapshot (2026)
Single filer, 2025 standard deduction. Federal + FICA + estimated state tax; local taxes and credits not included.
How Kentucky taxes your paycheck
Kentucky has a flat 4% income tax, and many counties and cities add an occupational (payroll) tax.
Local taxes: Many counties and cities levy an occupational (payroll) license tax, typically 0.5%–2.5%.
Every U.S. paycheck also has federal income tax (based on the 2025 brackets and your filing status), Social Security (6.2% up to the annual wage base) and Medicare (1.45%). Pre-tax 401(k) and HSA contributions lower the income that both federal and state taxes apply to, so raising your retirement contribution is the simplest way to shrink the tax line. Enter your salary above to see the full breakdown for Kentucky.
Kentucky paycheck FAQ
Does Kentucky have a state income tax?
Yes. Kentucky taxes wage income with a flat rate (top marginal rate 4.0% (flat)). Kentucky has a flat 4% income tax, and many counties and cities add an occupational (payroll) tax.
What is take-home pay on a $75,000 salary in Kentucky?
For a single filer taking the standard deduction, roughly $58,149 per year — about $4,846 a month or $2,236 per biweekly check. That subtracts an estimated $8,114 federal tax, $4,650 Social Security, $1,088 Medicare, and about $3,000 Kentucky state tax. Enter your own salary above for an exact figure.
What is the Kentucky state income tax rate?
The top marginal Kentucky rate is 4.0% (flat). For a typical middle-income worker the estimated effective rate is about 4%, which the calculator pre-fills and lets you adjust.
Are there local income taxes in Kentucky?
Many counties and cities levy an occupational (payroll) license tax, typically 0.5%–2.5%. Add that to the state field in the calculator if it applies to you.
How does Kentucky compare for take-home pay?
With a 4% estimated effective state rate, a $75,000 Kentucky earner nets around $58,149 after federal, state, and FICA — in the middle of the pack compared with other states.
See Kentucky's 6% sales tax and what you pay on any purchase.
A plain-English guide to every deduction on a U.S. paycheck.