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Iowa Paycheck Calculator

Estimate your Iowa take-home pay after federal tax, Iowa state tax, Social Security and Medicare. Free, instant, no signup.

Filing Status

Take-home (annual)

$58,299

$2,242 per biweekly paycheck · $4,858/mo

Federal tax: $8,114
State tax: $2,850
Social Security: $4,650
Medicare: $1,088
401(k): $0
Total deductions: $16,702
Note: Estimates only. Uses 2025 federal brackets, standard deduction, simplified state rate. Doesn't include health insurance, HSA/FSA, or other pre-tax deductions.

Iowa payroll tax snapshot (2026)

State income taxFlat · est. 3.8% effective
Top marginal state rate3.8% (flat)
Local income taxYes — see notes below
Social Security (FICA)6.2% up to the annual wage base
Medicare (FICA)1.45% (no cap)
State sales tax6% + ~0.9% local (≈6.9%)
Est. take-home on $75,000$58,299/yr

Single filer, 2025 standard deduction. Federal + FICA + estimated state tax; local taxes and credits not included.

How Iowa taxes your paycheck

Iowa has phased into a flat income tax of 3.8% as of 2025.

Local taxes: Some school districts levy a small income surtax that rides on your state tax.

Every U.S. paycheck also has federal income tax (based on the 2025 brackets and your filing status), Social Security (6.2% up to the annual wage base) and Medicare (1.45%). Pre-tax 401(k) and HSA contributions lower the income that both federal and state taxes apply to, so raising your retirement contribution is the simplest way to shrink the tax line. Enter your salary above to see the full breakdown for Iowa.

Iowa paycheck FAQ

Does Iowa have a state income tax?

Yes. Iowa taxes wage income with a flat rate (top marginal rate 3.8% (flat)). Iowa has phased into a flat income tax of 3.8% as of 2025.

What is take-home pay on a $75,000 salary in Iowa?

For a single filer taking the standard deduction, roughly $58,299 per year — about $4,858 a month or $2,242 per biweekly check. That subtracts an estimated $8,114 federal tax, $4,650 Social Security, $1,088 Medicare, and about $2,850 Iowa state tax. Enter your own salary above for an exact figure.

What is the Iowa state income tax rate?

The top marginal Iowa rate is 3.8% (flat). For a typical middle-income worker the estimated effective rate is about 3.8%, which the calculator pre-fills and lets you adjust.

Are there local income taxes in Iowa?

Some school districts levy a small income surtax that rides on your state tax. Add that to the state field in the calculator if it applies to you.

How does Iowa compare for take-home pay?

With a 3.8% estimated effective state rate, a $75,000 Iowa earner nets around $58,299 after federal, state, and FICA — on the lower-tax end compared with other states.

🧮 Iowa Sales Tax Calculator

See Iowa's 6% sales tax and what you pay on any purchase.

📘 What your salary actually pays you

A plain-English guide to every deduction on a U.S. paycheck.

Paycheck calculators near Iowa

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Disclaimer: Estimates only, for general guidance. State rates shown are approximate effective rates for a typical middle-income single filer and may not match your exact situation, local taxes, deductions, or the current tax year. Verify with a tax professional or your state revenue department.