SimplyCalcs
💵

Iowa Paycheck Calculator

Estimate your Iowa take-home pay after federal tax, Iowa state tax, Social Security and Medicare. Free, instant, no signup.

Filing Status

Take-home (annual)

$55,077

$2,118 per biweekly paycheck · $4,590/mo

Federal tax: $7,351
State tax: $2,679
Social Security: $4,371
Medicare: $1,022
401(k): $4,500
Total deductions: $19,923
Note: Estimates only. Uses 2025 federal brackets, standard deduction, simplified state rate. Doesn't include health insurance, HSA/FSA, or other pre-tax deductions.

How Iowa taxes your paycheck

Iowa has phased into a flat income tax of 3.8% as of 2025.

Every U.S. paycheck also has federal income tax (based on the 2025 brackets and your filing status), Social Security (6.2% up to the annual wage base) and Medicare (1.45%). Pre-tax 401(k) contributions lower the income that both federal and state taxes apply to. Enter your salary above to see the full breakdown.

Iowa paycheck FAQ

Does Iowa have a state income tax?

Yes. Iowa taxes wage income with a flat rate. Iowa has phased into a flat income tax of 3.8% as of 2025.

How much is take-home pay on $75,000 in Iowa?

Use the calculator above — it estimates federal tax, roughly 3.8% Iowa state tax, Social Security (6.2%) and Medicare (1.45%) to show your net pay per year, per month, and per biweekly paycheck.

What is the Iowa state income tax rate?

For a typical middle-income worker, the estimated effective Iowa state income tax rate is about 3.8%. Iowa has phased into a flat income tax of 3.8% as of 2025. The calculator pre-fills this and lets you adjust it.

Paycheck calculators for other states

Disclaimer: Estimates only, for general guidance. State rates shown are approximate effective rates for a typical middle-income single filer and may not match your exact situation, local taxes, or the current tax year. Verify with a tax professional or your state revenue department.