SimplyCalcs

Calculator Guides

Practical, no-fluff guides on using calculators for real-life financial decisions.

How Much House Can I Afford? (2026 Calculator + Rules of Thumb)

Use the 28/36 rule and current 2026 mortgage rates to calculate how much house you can actually afford. Free calculator, no signup.

5 steps · 3 FAQs

Mortgage Calculator with Taxes and Insurance (Full PITI)

Calculate full PITI: principal + interest + taxes + insurance. See your true monthly mortgage payment, not just P&I.

5 steps · 3 FAQs

Retirement Calculator with 401(k) Employer Match

See how employer 401(k) match boosts retirement savings. Calculate growth, match contributions, and total nest egg over time.

5 steps · 3 FAQs

How Much to Save for a Down Payment (And How Long It Takes)

Calculate how many months until you reach your down payment goal. Factors interest, monthly savings, and target home price.

5 steps · 3 FAQs

Compound Interest Explained (With Real Numbers)

How compound interest actually works. Real examples showing $10k turning into $76k over 30 years at 7%, plus calculator.

5 steps · 3 FAQs

Paycheck Calculator: What Your Salary Actually Pays You

Calculate take-home pay after federal tax, state tax, FICA, and 401(k). See your real biweekly paycheck.

5 steps · 3 FAQs

Auto Loan Calculator with Trade-In and Sales Tax

Calculate true monthly car payment with trade-in value, down payment, and state sales tax. Avoid dealer math tricks.

5 steps · 3 FAQs

Tip Calculator for Restaurants and Group Dinners

Calculate tip and split the bill evenly for groups. Standard tip percentages and US tipping etiquette.

5 steps · 3 FAQs